Cabo Verde Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
Moderate
Avg. ER Visit
$150
Recommended Coverage
$250,000
Evacuation Risk
High
Healthcare in Cabo Verde
What to expect if you need medical care
Expect basic facilities outside Mindelo and Praia. An ER consultation averages $150, and each hospital day adds $300, but equipment shortages are common. English is rarely spoken, so communication can be tricky. On smaller islands, clinics may lack X-ray or surgical capacity, meaning stabilization and transfer to the capital—or even to Dakar—is standard for fractures, heart issues, or diving accidents. Bring cash or card for upfront payment, and keep all paperwork for later reimbursement.
What Your Policy Should Cover
Country-specific considerations for Cabo Verde
Choose a policy that lists medical evacuation to at least $250,000, because Cabo Verde has no decompression chamber and limited rescue services. Ensure dengue fever, heat dehydration, and water-sports injuries are explicitly covered. If you plan scuba diving, hiking remote volcanoes, or kitesurfing off cabo verde beaches, confirm the insurer treats these as standard activities, not hazardous extras. Add 24-hour emergency assistance so the insurer, not you, arranges any Senegal evacuation flight.
Dengue_fever
Moderate Risk
Peak: year-round
Water_sports_accidents
Moderate Risk
Peak: year-round
Dehydration_heat_illness
Moderate Risk
Peak: year-round
Activity-Specific Coverage
Scuba_diving: No decompression chamber available; evacuation required for diving emergencies
Hiking: Remote terrain with limited rescue capabilities
Water_sports: Limited emergency medical services on smaller islands
How Much Coverage Do You Need?
Our recommendation based on Cabo Verde's healthcare costs
A single emergency evacuation from Sal or Boa Vista to Dakar can exceed $100,000, and continuing to Europe costs even more. With hospital days at $300 and possible multiple-day stays, a $250,000 limit covers evacuation plus treatment, follow-up, and trip disruption, giving you headroom should complications arise far from home.
Minimum
$100,000
Basic emergencies only
Recommended
$250,000
Full protection
Making a Claim in Cabo Verde
Tips for smooth claims processing
Documentation Required: Medical reports, receipts, proof of evacuation costs if applicable, police reports for accidents
- Pay every hospital or clinic bill with card and request itemized receipts immediately; insurers will not reimburse without them.
- Ask the treating doctor for a stamped medical report in Portuguese—then have your hotel concierge translate key lines for your claim.
- If evacuation is advised, obtain written confirmation from the local hospital stating local facilities are inadequate; this speeds insurer approval.
- For scooter or water-sport accidents, file a police report on the same day; many adjusters require it alongside medical documents.
Get Covered for Cabo Verde
Adventure destinations like Cabo Verde require solid evacuation coverage. Don't leave without it.
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